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Payment break

An option on flexible mortgages that allows you to stop making mortgage payments for up to 6 months.

Penalties

Costs that may be incurred if the borrower repays the loan too early or switches between lenders.

Peppercorn ground rent

A nominal periodic rent usually paid annually.

Pied a terre

A property kept for temporary secondary or occasional occupation.

Preliminary enquiries

The initial enquiries about a property put forward to a seller which the seller must answer before the exchange of contracts.

Premium

The monthly amount payable for an insurance policy.

Premium lease

Lump sum paid up front as rental for a property.

Principal

The sum of the loan on which interest is calculated.

Public liability insurance

Insurance which covers injury or death to anyone on or around your property.

Purchaser

A person who is buying a property.
 
 
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Essex, CM24 8BX
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