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Failed
valuation survey
When the lender turns down your mortgage application after
the surveyor’s valuation report indicates the property
is not worth the sum sought.
Fixed rate mortgage
A mortgage in which the interest rate is set for an agreed
period of time.
Fixtures & fittings
All non-structural items included in the purchase of a
property.
Flexible mortgage
An arrangement whereby you can increase or decrease your
mortgage repayments.
Freehold
Technical word for the ownership of the property, meaning
that it belongs to the owner without limitation of time.
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