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Failed valuation survey
When the lender turns down your mortgage application
after the surveyor’s valuation report indicates the
property is not worth the sum sought.
Fixed rate mortgage
A mortgage in which the interest rate is set for an
agreed period of time.
Fixtures & fittings
All non-structural items included in the purchase
of a property.
Flexible mortgage
An arrangement whereby you can increase or decrease
your mortgage repayments.
Freehold
Technical word for the ownership of the property,
meaning that it belongs to the owner without limitation
of time.
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